Common questions

Does discovery Classic Saver cover pregnancy?

Does discovery Classic Saver cover pregnancy?

You are covered for up to 8 consultations at your gynaecologist, GP or midwife covered from the Maternity Benefit at the Discovery Health Rate. You have cover for up to five pre- or postnatal classes (including online classes) or post-birth consultations with a registered nurse, up until two years after birth.

Does Discovery Health pay for pregnancy?

Discovery Health Medical Scheme members have comprehensive maternity and post-birth benefits with access to 24/7 support, advice and guidance through the My Pregnancy and My Baby programmes on the Discovery app and website.

How does the discovery maternity benefit work?

During pregnancy You are covered for up to 8 or 12 consultations with your gynaecologist, GP or midwife, based on your chosen health plan. We pay for a defined list of blood tests for each pregnancy. Private ward for delivery. The healthcare services related to childbirth are covered by your Hospital Benefit.

Does Discovery give you a baby bag?

If you are pregnant or have a baby less than three months old, you’ll receive a free Vitality Baby gift pack.

Can I add my girlfriend to my discovery medical aid?

Yes. If your boyfriend or girlfriend is living with you, you will be able to add them as an adult dependant to your medical aid – just as you would if they were your spouse.

Can my pregnant girlfriend use my insurance?

Unfortunately, the answer is likely “no.” Most insurance plans require that you’re married in order to include a partner under your coverage, with some states providing exceptions for common law marriages.

Can I put my GF on my insurance?

In order to add someone to your health insurance policy, you must first show an insurable interest. If you live in a state where common law marriage is recognized, you can add your girlfriend to your policy as a spouse. The insurance company must recognize your arrangement if it is honored by law.

Can someone else use my medical aid?

Please note that the use of someone else’s medical aid card with or without such a person’s consent or knowledge constitutes fraud. This practice will report such instances to the medical aid concerned to protect the practice from being regarded as a cooperative in the fraud.

What is the average cost of having a baby with insurance?

A study published in Health Affairs by the University of Michigan found that in 2015 (most recent year available), the average cost of giving birth was $4,500—even with insurance. That’s including pregnancy, labor and delivery, and three months of postpartum care.

When do you get maternity benefits from discovery?

Your benefits will be activated when: Your pregnancy or baby profile is created on www.discovery.co.za or on the Discovery app; or When you register your baby onto the Scheme. Members of selected schemes administered by Discovery Health can get up to 25% off stem cell banking fees with Next Biosciences, Africa’s leading Biotech Company.

What are the PhilHealth maternity benefits in the Philippines?

PhilHealth maternity benefits refer to social health insurance coverage that provides women who are about to give birth with financial access to healthcare before, during, and after child delivery. It consists of complete essential health care services for qualified PhilHealth members throughout their pregnancy and childbirth.

When do you register your baby with Discovery Health?

When you register your baby onto the Scheme. Members of selected schemes administered by Discovery Health can get up to 25% off stem cell banking fees with Next Biosciences, Africa’s leading Biotech Company. Read more…

How many days of maternity leave do you get with PhilHealth?

That’s 105 days for normal or caesarian delivery, 120 days for solo parents, or 60 days for miscarriage, abortion, or stillbirth. Deduct seven days if you’ll transfer your leave credits to the child’s father or an alternate caregiver.