Is wind mitigation required in Florida?

A wind mitigation inspection is a visual examination of a home’s existing ability (or lack of ability) to withstand damage during a windstorm. Surprisingly, as of November 2019, wind mitigation inspections are not required in the state of Florida.

What is the 4 point inspection on homes in Florida?

A 4 point inspection looks at the 4 major systems (Roof, Electrical, Plumbing, HVAC) in an older home. An insurance company wants to know that an older home has been well maintained, and the major systems are in good working condition. This is not a safety inspection.

How do I get a wind mitigation inspection?

Legally, wind mitigation inspections can only be performed by a licensed general contractor, building contractor, architect, engineer, building inspector, or home inspector. Certified home inspectors are typically used for most wind mitigation inspections.

How long are wind mitigation reports good for?

five years
The inspection is good for five years. If you live in a moderate-to-low risk area and would like to purchase flood insurance, with coverage for your property’s contents, your premium may be lower than you think.

How much is a 4 point inspection in Florida?

How Much Does a 4 Point Inspection Cost in Florida? Homeowners save money when having a 4-point inspection instead of a full home inspection. A standard 4-point inspection will cost homeowners between $50 to $150. A complete home inspection can cost between $100 and $200.

What is Florida wind mitigation?

Wind mitigation is an inspection that can help reduce the cost of your homeowners insurance. Florida Statue 627.0629 states that, “a rate filing for residential property insurance must include actuarially reasonable discounts, credits, or other rate differentials, or appropriate reductions in deductibles,…

What is about wind mitigation?

Wind mitigation is the process of adding features to your home that help withstand or increase resistance to high winds caused by a major storm or hurricane. Why Do Florida Homeowners Need It?

What is a mitigation inspection?

A mitigation inspection, also referred to as a wind mitigation inspection and Uniform Mitigation Verification Inspection form, is to determine the appropriateness of a particular structure’s construction in the event of strong winds (hurricanes, tropical storms and other windstorm-related claims). Florida was one…